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Group Term Life Insurance is offered through your employer and pays a benefit to your beneficiary if you pass away during a specific period of time (known as a “term”). 

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The term of this coverage is generally one year, renewing on an annual basis with your other employer-offered benefits. 

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Your employer offers Basic Life Insurance, which is the amount they provide at no cost to you. 

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You also have the option to elect additional coverage called Supplemental Life Insurance.