Spouse AD&D Insurance pays a benefit separate from the life insurance benefit, if your spouse is severely injured or die as the result of a covered accident.
This coverage is part of the Spouse Group Term Life Insurance offered through your employer.
Eligible employees may elect Spouse Supplemental AD&D Insurance in an amount equal to your spouse Supplemental Life Insurance amount.
If you elect more AD&D Insurance we will update your premium to match the spouse supplemental life enrollment.
If you do not elect spouse supplemental life insurance you cannot enroll in the Spouse AD&D Insurance.
Spouse AD&D insurance cannot exceed 50% of the Employee AD&D amount