AD&D Insurance pays a benefit to you or your beneficiary, separate from the life insurance benefit, if you are severely injured or die as the result of a covered accident.
This coverage is part of the Group Term Life Insurance offered through your employer.
Eligible employees may elect Supplemental AD&D Insurance in an amount equal to your Supplemental Life Insurance amount.
If you elect more we will update your premium to match the supplemental life enrollment.
If you do not elect supplemental life insurance you cannot enroll in AD&D Insurance.