Child AD&D Insurance pays a benefit separate from the life insurance benefit, if your child is severely injured or die as the result of a covered accident.
This coverage is part of the Child Group Term Life Insurance offered through your employer.
Chiuldren up to age 26 can be covered. Eligible employees may elect Children Supplemental AD&D Insurance in an amount equal to your children Supplemental Life Insurance amount.
If you elect more AD&D Insurance we will update your premium to match the Child supplemental life enrollment.
If you do not elect Child supplemental life insurance you cannot enroll in the Child AD&D Insurance.