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Child AD&D Insurance pays a benefit separate from the life insurance benefit, if your child is severely injured or die as the result of a covered accident. 
  

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This coverage is part of the Child Group Term Life Insurance offered through your employer. 


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Chiuldren up to age 26 can be covered. Eligible employees may elect Children Supplemental AD&D Insurance in an amount equal to your children Supplemental Life Insurance amount.  


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If you elect more AD&D Insurance we will update your premium to match the Child supplemental life enrollment. 


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If you do not elect Child supplemental life insurance you cannot enroll in the Child AD&D Insurance.